Financial Statements Tell You What Happened. We Help You Understand What It Means.

At Capital Tax, we turn financial information into practical insight for business sales, financing, expansion, investment and strategic planning.

500+ Clients Served

Year-Round Support

10+ Years in Practice

CPA & CMA Designated

Understand the Numbers Behind Your Business

We analyze revenue, expenses, profitability, cash flow, assets and liabilities to help you understand your business’s financial health and what could happen next.

Profitability & Margins

How profitable is your business? What drives those profits — and what doesn't?

Business Valuation

What is your business worth? We help you understand value for sales, financing, or planning purposes.

Cash Flow & Projections

How much cash will you need to grow? Can your business support additional financing or expansion?

Understanding What Your Business Is Worth

Whether you’re planning a sale, seeking financing, dealing with a partnership dispute, or simply want to understand the value of what you’ve built, we provide business valuation support.

Historical financial performance analysis
Revenue and profitability trends
Cash flow analysis
Assets and liabilities review
Industry factors and business risk assessment
Growth prospects and future earnings potential
Customer concentration and owner compensation analysis

Model What Your Business Could Look Like in 1–5 Years

Financial projections help you model potential future performance based on reasonable assumptions, useful for expansion planning, financing applications, investor discussions, and strategic decisions.

Revenue projections based on historical trends and assumptions
Operating expense and cost modeling
Profitability and margin analysis
Cash flow projections
Scenario and sensitivity analysis
Break-even analysis

Plan Ahead and Measure Your Performance

A budget provides a benchmark for measuring actual business performance. We help you build budgets and analyze the differences between what you planned and what actually happened.

Revenue and expense budget development
Profitability and cash flow budgeting
Monthly and quarterly variance analysis
Understanding why your numbers changed
Management reporting and decision support
Compilation engagements for financial statement preparation

Common Questions About Valuation & Financial Analysis

When do I need a business valuation?

Common reasons include: preparing to sell your business, buying out a partner, succession planning, estate planning, shareholder disputes, applying for financing, or simply wanting to understand the current value of your business. The appropriate valuation approach depends on your situation and how the valuation will be used.

How are financial projections different from financial statements?

Financial statements report what has already happened — historical income, expenses, assets, and liabilities. Financial projections model what could happen in the future based on assumptions about revenue growth, expenses, and other factors. Both are useful tools — for different purposes.

Can financial analysis help me get a business loan?

Yes. Lenders typically want to see historical financial statements, cash flow projections, and evidence that your business can support the debt. We help prepare the financial components of financing applications and ensure the numbers are presented clearly and accurately.

Let's Take Taxes Off Your Plate.

Your first consultation is free. No pressure, no commitment, just a conversation about how we can help your business thrive.

Mon–Fri 10am–6pm · Sat 11am–4pm · Scarborough, Ontario

Chartered Professional Accounting firm serving businesses and individuals across Ontario. Tax, bookkeeping, incorporation, and advisory, all under one roof.

CPA · CMA · QuickBooks ProAdvisor